Disability insurance provides you with financial benefits in the event that you are unable to work due to injury or illness. Zuora pays 100% of the cost to cover you, but you will pay a small tax on the cost of the insurance so that the disability benefits you receive if disabled will be non-taxable income to you.
The Short-Term Disability plan (STD) is designed to provide you with income if you are unable to work due to injury, illness or other eligible event, including maternity for more than 7 days.
The Long-Term Disability plan (LTD) is designed to provide you with income if you are unable to work for a period longer than 90 days due to injury or illness.
Short-Term Disability Benefit Summary
| SHORT TERM DISABILITY PLAN FEATURES | |
|---|---|
| Benefit % | 60% of pre-disability weekly base salary |
| Maximum Weekly Benefit | $2,308 |
| Maximum Benefit Period | 12 Weeks |
| Elimination Period | 7 days (benefits begin on day 8) |
| Pre-Existing Exclusion | None |
Long-Term Disability Benefit Summary
| LONG TERM DISABILITY PLAN FEATURES | |
|---|---|
| Benefit % | 60% of pre-disability monthly base salary |
| Maximum Monthly Benefit | $15,000 |
| Maximum Benefit Period | Age 65 or SSNRA |
| Elimination Period | 90 days (benefits begin on 90th day) |
| Own Occupation Duration | 24 months |
Documents & resources
STD/LTD Plan Summary (Opens in a new tab)PDFNY DBL - Notice of Compliance (Opens in a new tab)PDFGuardian Certificate (Class 0001 All Eligible CA Employees) (Opens in a new tab)PDFGuardian Certificate (Class 0002 All Eligible NY Employees) (Opens in a new tab)PDFGuardian Certificate (Class 0003 All Other Eligible Employees) (Opens in a new tab)PDF