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Qualified Life Event (QLE)

Learn which life events allow you to update your benefits and when to request a change.

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If you experience a QLE, you must request a change to your benefits in Plansource via Okta within 30 days (60 days with respect to the Children’s Health Insurance Program (CHIP) or Medicaid changes) of the date you first experience the QLE.

Qualifying Life EventEffective Date
MarriageDate of event
DivorceFirst of the month after the first, unless it falls on the first of the month
Legal separationDate of event
Domestic Partner creation or dissolutionDate of event
Birth or Adoption of a child, or becoming a child’s legal guardianDate of event
Death of a spouse or dependent childDate of event
Change in your employee statusDate of event
Change in your spouse’s employment statusDate of event
Your child gains other coverageFirst of the month after the first, unless it falls on the first of the month
Your child loses other coverageDate of event
Your child loses dependent statusFirst of the month after the first, unless it falls on the first of the month
You receive a Qualified Medical Child Support Order (QMCSO)Date of Event
Loss of coverage under another group insurance planDate of Event
Becoming eligible for MedicareDate of Event
Becoming eligible for a premium subsidyDate of Event
Losing coverage under state CHIP or MedicaidDate of Event

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